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The basics: Accident lawsuits take a long time to settle.
All too often, from the beginning, the insurance company will offer very little money for your settlement in the hopes that you are desperate to settle your case.
If you were injured in an accident and need money to pay your bills while you are waiting for your case to settle, Delta Lawsuit Loans can get you a lawsuit loan within 24 hours.
Not next week or next month. The money can be in your bank account today.
You can use the money to pay your living expenses while your attorney works to secure your rightful accident settlement.
Essentially, we invest in your future claim in exchange for the money you can use to pay bills while you wait for your case to settle.
When your attorney finally does settle your claim, we get paid back from those proceeds.
The Delta Lawsuit Loans Zip Process:
We understand that this is a very time-sensitive matter.
You need the money quickly as the bills are not waiting for anyone.
This is why we have the Delta Lawsuit Loans Zip Process for accident loans.
With our zip process, we make sure that you get funding quickly. No more endless phone calls to your funding company and the attorney.
We make the process of getting an accident loan as painless as possible.
You can get a lawsuit loan in three easy steps:
Delta Lawsuit Loans provides lawsuit loans as little as $500 or as much as $5000,000.
The idea behind a lawsuit loan is based solely on the case’s merits and the ultimate expected value of the case once your attorney finally gets you the settlement.
In fact, your credit or employment history doesn’t matter and we don’t check it.
We simply look at the case and will give you a lawsuit loan based on the merits of the case.
Remember, it’s your money! We’re giving you the option of accessing it earlier.
A lot of the decisions come from our underwriters, but very often your attorney plays a major role.
For example, we consider the following:
The most important aspect of a lawsuit loan qualification is that there is someone else responsible for the accident.
The liability needs to be with them.
Simply put, it needs to be established that your injuries are a result of them being negligent or reckless.
If you were in a car accident, it clearly states who was at fault and liability is easy to see.
If you’ve had a slip and fall or a premises liability, the liability is established either through a witness statement or the incident report.
Negligence generally means careless conduct by the other side that results in harm or damage to you.
There are many ways someone can be negligent.
For example, failing to do something, such as not slowing down the right-of-way to avoid an accident, as well as by actively doing something like running a red light or a stop sign.
Reckless conduct can be the other driver was driving at excessive speeds or willful disregarding for the safety and welfare of others causing someone to slip and fall.
The good news is that if your attorney took your case on a contingency basis, the liability of the other side has likely been established.
Once liability is established, you are well on your way to a lawsuit loan.
Damages can be broken out into three categories. injuries, financial, and punitive associated with your injuries.
To qualify for a lawsuit loan, you need to have been hurt in the accident.
They can range from soft tissue injuries to your back and neck, broken bones to surgeries, and more.
The biggest determination of your case is if you were hurt and how badly.
The other determination when it comes to damages is how much in lost wages will you sustain as a result of the accident.
Finally, we look at any damages that might be associated with your case. For example, if the driver was drunk, etc.
The more the damages, the more the case is worth, and the more we can give you for your accident loan.
One of the ways our underwriters are able to determine the value of an accident loan is that they look at your outstanding liens and bills and also your anticipated liens and bills.
This usually is a good indicator of what your case might be worth.
Insurance coverage that the defendant has is crucial to the value of your case.
For all intents and purposes, when we look at a case, we assume that the maximum value will be how much insurance the defendant has plus add in any UIM (Underinsured Motorist) insurance you might have.
So as an example, if the defendant has $100,000 in liability coverage and you carry $50,000 in UIM, the maximum case value we would establish is $150,000.00
Within 24 hours.
We understand that you have bills that need to be paid. That’s the entire point.
We understand that you do not have the time to wait a long time to get your money.
The bills are piling up and they are not waiting for paperwork. That’s why we offer our guarantee.
You can get the money within 24 hours of signing the paperwork. Remember, it’s your money.
Attorneys may not give their clients a loan against their case.
That is because the states have enacted ethical rules that do not allow them to do that.
However, your lawyer can advance money to you that is directly related to expenses and costs that are directly tied to your case.
For example, they can advance court fees, FedEx, and other types of legal services.
These rules are there for good reason.
The states want to make sure that if the lawyers have a financial stake other than prosecuting your case for you, it would affect their judgment which might result in a negative impact on your settlement.
However, companies like Delta Lawsuit Loans has no interest in the case and does not get involved in the outcome of the case.
Therefore, we are allowed to provide our clients with lawsuit loans.
Given that your attorney is not allowed to give you a settlement loan, is the reason companies like Delta Lawsuit Loans exist.
The fact is, we do not have an interest or any influence on your case or how your attorney negotiates for you. We are simply investors in the future outcome.
If there Is not enough money at the end to pay us, we lose all of the money we gave you for the settlement loan.
We know that there are many companies that you can choose from. However, clients come to us for the Delta difference.
We get it done fast. Hey, it’s your money!
Know more about our lawsuit loans by calling 786 230-8005.